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Note: The author is just not a CPA or tax qualified. This article is for general information purposes, and should not be construed as tax professional guidance. Readers are strongly encouraged to consult their tax professional regarding their personal tax situation.

After 27 years if you have any balance left unpaid, then the debt is understood. However, this unpaid balance is regarded as taxable income in accordance with the Internal Revenue Service. What's interesting is the loan is forgiven after different times depending exactly what sector one enters into do the job force.

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